How It Works
easypayday4all.com is not a lender - it does not make short term cash loans or credit decisions. easypayday4all.com simply connects interested consumers with independent, licensed third party lenders. easypayday4all.com’s loan matching services happen in real time, so you could be connected with an independent lender in seconds. Register online from home on your PC or from anywhere using your mobile device. The loan matching process begins the minute you submit your registration. If matched with a lender, you will be presented with a loan offer subject to that lender’s own terms and conditions. If you agree to those terms, the loan could be available for your use as early as the next business day.
Independent lenders have their own minimum requirements which must be met to be approved for a payday loan, and one independent lender’s may differ from another’s. Such minimum requirements typically include, but may not be limited to:
-18 years of age or older
-Valid checking or savings account with direct deposit
-Regular income of at least $1,000 per month
-Not a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard (or a dependent of someone who is), serving on active duty under a call or order that does not specify a period of 30 days or fewer
These disclosures are provided to you for information purposes only and should not be considered legal advice.
APR: Representative APRs range from 200% and 1386%. The Annual Percentage Rate is the rate at which your loan accrues interest and is based upon various factors, including, without limitation, the amount and cost of your loan, the term, repayment amounts and timing of payments. The range of values displayed represents the entire range of APRs associated with loans offered by our participating lenders. Some states have laws limiting the APR that the lender can charge you. However loans from a state with no such limiting laws, or loans from a bank not governed by state laws may have even higher APRs. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. By law, the lender must show you the APR before you enter into the loan. Please be sure your lender gives you the APR along with the other terms of your loan before you sign their agreement.
The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We do not have access to the full terms of your loan. This is not a solicitation for a particular loan. We are a referral service to qualified participating small-dollar lenders that may offer amounts between $100 and $1,000. Not all lenders can provide up to $1,000 and there is no guarantee that you will be accepted by a participating lender. We do not endorse or charge you for any service or product. The registration information submitted by you on this website will be shared with one or more participating lenders. Any compensation received is paid by participating lenders and only for advertising services provided. We cannot guarantee loan amount availability or loan approval. You are under no obligation to use our referral service to initiate contact with a lender, nor apply for or accept credit or any loan product with any service provider or lender. Loans provided by participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time. These types of loans are not a solution for long-term debt or credit difficulties. Never borrow an amount that cannot be repaid on your next pay period date. We do not control and are not responsible for the actions of any lender. Participating lenders may perform credit checks with credit reporting bureaus or obtain consumer reports through alternative providers. Cash transfer times may vary between lenders, and may depend upon your financial institution. Repayment terms vary by lenders and are regulated by state and local laws. Some faxing may be required by lenders. Residents of some states may not be eligible for some or all short-term, small-dollar loans. Residents of Arkansas, New York, Vermont and West Virginia are not eligible to utilize this website or service. The states serviced by this website may change from time to time, without notice. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. You are responsible for complying with all short-term, small-dollar loan statutory obligations in your state of residence. For details, questions or concerns regarding your loan please contact your lender directly. Consider seeking professional advice regarding your financial needs. Be sure to review our FAQs for additional information on issues such as credit and late payment implications.